10 Financial Resolutions for 2022 and How to Keep Them

Originally Published By WalletHub

More than 92M Americans are likely to make financial New Year’s resolutions for 2022, according to a new WalletHub survey.

We all have our fair share of vices and room for improvement, especially when it comes to money. So it’s unsurprising that financially-themed resolutions are among the most popular made each new year. In fact, the top financial resolution for 2022 is to save more, with nearly a third of Americans on board.

WalletHub has put together a list of the top financial New Year’s resolutions to make for 2022, plus a playbook for making them a reality.

Make a Realistic Budget & Stick to It

The fact that we’re on pace to end 2021 with over $950 billion in credit card debt is a bit less surprising when you consider that fewer than 5 in 10 adults have a budget, according to the National Foundation for Credit Counseling. Both statistics also signal the need for greater urgency on our part. In short, missed payments and credit score damage are in our future if we don’t cut back, which requires re-thinking how we allocate our money.