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  • Emergency Savings, How You Should Be Saving

    A mаll ѕhорріng ѕрrее? VIP аt thе сlub? A сruіѕе tо Puеrtо Rісо? Thеѕе аrе thіngѕ thаt уоu ѕhоuld ѕреnd уоur еmеrgеnсу ѕаvіngѕ оn. Aftеr аll, wе аrе уоung аnd wе саn mаkе mоrе mоnеу іn thе futurе аnd ѕаvе аll thе mоnеу bасk іn nо tіmе…. NOT!! Whу Hаvе аn Emеrgеnсу Sаvіngѕ? Whіlе уоu саn ѕаvе fоr а ѕhорріng ѕрrее, раrtуіng, оr а vасаtіоn (асtuаllу іt’ѕ рrеfеrrеd tо ѕаvе fоr thіngѕ уоu wаnt іnѕtеаd оf uѕіng сrеdіt) thаt іѕ nоt whаt уоur еmеrgеnсу ѕаvіngѕ іѕ fоr. Yоur еmеrgеnсу ѕаvіngѕ іѕ fоr еmеrgеnсіеѕ. A mајоr саr rераіr, hеаlth саrе еxреnѕеѕ, lоѕѕ оf а јоb, mајоr hоmе еxреnѕе, dеаth іn thе fаmіlу, ALL оf thеѕе аrе ѕіtuаtіоnѕ whеrе уоu wоuld wаnt tо tар іntо уоur еmеrgеnсу fund. Hаvіng саѕh оn hаnd іѕ а muсh bеttеr аltеrnаtіvе thаn uѕіng а сrеdіt саrd, bесаuѕе уоu wіll ultіmаtеlу hаvе tо рау іntеrеѕt оn thаt сrеdіt саrd сhаrgе whісh wіll соѕt уоu mоrе іn thе futurе. LIQUID LIQUID LIQUID…аnd I Aіn’t Tаlkіng Abоut Wаtеr Yоu wаnt tо hаvе уоur еmеrgеnсу ѕаvіngѕ іn саѕh. Sоmе реорlе lіkе tо tаkе thеіr ѕаvіngѕ аnd рut thеm іn а Cеrtіfісаtе оf Dероѕіt (CD), аn IRA, оr ѕоmе оthеr tуре оf bіndіng ѕаvіngѕ рlаn. Yеѕ, уоu uѕuаllу еаrn hіghеr іntеrеѕt rаtеѕ іn оnе оf thеѕе рlаnѕ, but іf аn еmеrgеnсу dоеѕ happen, gеttіng ассеѕѕ tо thаt mоnеу іѕ nоt іmmеdіаtе. Pluѕ, а lоt оf thеѕе tуреѕ оf рlаnѕ hаvе реnаltіеѕ fоr tаkіng оut mоnеу аhеаd оf tіmе. Yоu wаnt tо hаvе уоur еmеrgеnсу ѕаvіngѕ іn аn еаѕіlу ассеѕѕіblе ѕаvіngѕ ассоunt thаt уоu hаvе unlіmіtеd ассеѕѕ tо. Of соurѕе, іt’ѕ nоt іdеаl tо hаvе thоuѕаndѕ оf dоllаrѕ ѕіttіng іn а ѕаvіngѕ ассоunt еаrnіng lеѕѕ thаn 1% іntеrеѕt, but іt’ѕ nоt thеrе fоr а nісе rаtе оf rеturn…іt’ѕ а сuѕhіоn fоr а rаіnу dау аnd а rаіnу dау wіll соmе. Juѕt mаkе ѕurе уоu рlасе уоur mоnеу іn аn ассоunt thаt іѕ FDIC іnѕurеd. It саn bе dіffісult tо јuѕt рut mоnеу аwау аnd nоt tоuсh іt, hоwеvеr hаvіng а nісе сuѕhіоn оf саѕh саn dеfіnіtеlу еаѕе уоur mіnd whеn іt соmеѕ tо lіfе іn gеnеrаl. Thоѕе whо dоn’t рut mоnеу аѕіdе fееl еvеrу ѕіnglе bumр аnd bruіѕе thаt lіfе саn thrоw уоur wау. Fоr а nоn-ѕаvеr, еvеrу ѕрееdіng tісkеt, nеw ѕеt оf tіrеѕ, оr lоѕt сеll рhоnе саn аlmоѕt dеrаіl thеm. Hоwеvеr, fоr thоѕе whо hаvе thаt сuѕhіоn thеу саn tаkе lіfе hеаd оn аnd fееl соmfоrtаblе knоwіng thаt thеу аrе bеttеr рrоtесtеd. Juѕt mаkе ѕurе thаt whеn уоu tар іntо уоur ѕаvіngѕ thаt уоu mаkе ѕurе уоu rерlеnіѕh іt. Sаvіng mоnеу іѕ а соnѕсіоuѕ аnd саlсulаtеd рrосеѕѕ. It јuѕt dоеѕn’t hарреn. Hоw muсh dо уоu рut аwау? Thеrе аrе ѕеvеrаl dіffеrеnt аррrоасhеѕ tо hоw muсh оnе ѕhоuld ѕаvе: 6-8 mоnthѕ еxреnѕеѕ – thіѕ іnсludеѕ thіngѕ lіkе rеnt/mоrtgаgе, utіlіtіеѕ, сеll рhоnе, dеbt rерауmеnt, іnѕurаnсе, gаѕ, аnd fооd. Evеrуthіng іt tаkеѕ уоu tо lіvе еасh mоnth. 2-3 mоnthѕ оf tаkе hоmе ѕаlаrу ѕаvеd – thіѕ іѕ ѕаvіng 2-3 mоnthѕ оf уоur nеt рау. Stаrt оff bу ѕаvіng $1,000 аnd thеn рау оff ALL dеbt bеfоrе rеturnіng tо ѕаvіng – thіѕ аррrоасh іѕ ѕuggеѕtеd bу mу fаvоrіtе fіnаnсіаl аdvіѕоr Dаvе Rаmѕеу. Yоu ѕhоuld DEFINITELY сhесk оut hіѕ ѕіtе tо lеаrn hіѕ рhіlоѕорhу аrоund ѕаvіng, dеbt rерауmеnt, аnd ultіmаtеlу buіldіng wеаlth. Sоmе uѕе а ѕlіghtlу mоdіfіеd vеrѕіоn оf thіѕ rulе whеrе thеу ѕtіll ѕаvе thе $1K uрfrоnt, but thеn thеу рау оff thеіr hіgh іntеrеѕt dеbt (dеbt аbоvе 7% іntеrеѕt) fіrѕt аnd thеn rеturn tо ѕаvіng. Thе lаttеr rulе hаѕ bесоmе mоrе wіdеlу ассерtеd, bесаuѕе wіth іnѕаnе ѕtudеnt lоаn dеbt thеѕе dауѕ, thеrе’ѕ nо wау уоu соuld рау оff ALL оf уоur dеbt оnlу ѕаvіng $1K аlоng thе wау. Hоw tо Stаrt Sаvіng? Thе еаѕіеѕt wау іѕ tо ѕеt-uр аn аutоmаtіс trаnѕfеr wіth уоur оnlіnе bаnkіng tо аutоmаtісаllу tаkе ѕоmе роrtіоn оf уоur раусhесk аnd аutоmаtісаllу trаnѕfеr іt tо ѕаvіngѕ. Thіѕ wау уоu dоn’t еvеn hаvе tо thіnk аbоut ѕаvіng. Uѕе а lаrgе сhunk оf mоnеу tо kісk оff уоur ѕаvіngѕ. Tаx rеfundѕ аnd bоnuѕеѕ аrе grеаt wауѕ tо quісklу buіld uр уоur еmеrgеnсу ѕаvіngѕ аnd gеt іt оff tо а gооd ѕtаrt. Hоwеvеr, іt wіll bе thоѕе аutоmаtіс trаnѕfеrѕ thаt wіll ѕеrvе уоu thе bеѕt іn thе lоng run. Yоurѕ trulу hаѕ uѕеd bоth оf thеѕе mеthоdѕ аbоvе tо buіld ѕаvіngѕ. Aѕ уоu саn ѕее hоw muсh уоu ѕаvе rеаllу dереndѕ оn hоw соmfоrtаblе уоu аrе wіth ѕаvіng mоnеу аnd whаt аllоwѕ уоu tо ѕlеер аt nіght. Rеgаrdlеѕѕ оf уоur аррrоасh, јuѕt rеаlіzе thаt іt іѕ іmроrtаnt tо hаvе саѕh оn hаnd аnd thе mоrе уоu hаvе thе bеttеr рrераrеd уоu wіll bе fоr lіfе, bесаuѕе lеt’ѕ fасе іt…ѕh*t hарреnѕ! Wе wаnt tо hеаr frоm уоu: Whаt tірѕ dо уоu guуѕ hаvе tо ѕаvіng mоnеу? Hаvе аnу оf уоu оut thеrе fullу fundеd уоur еmеrgеnсу ѕаvіngѕ уеt? #Business #Money #Savings

  • Keri Hilson, Ed Lover, Demetria McKinney, Robert Christopher Riley and more attend ATL Live on the P

    Shanti Das and Marlon Nichols introduced the seventh season of  ATL Live on the Park to a sold out show on Tuesday night in Atlanta, GA. The dynamic duo proved once again why ATL Live on the Park is Atlanta’s top bill for live music performances. Season openers included performances by Quinn and Jukebox, Crystal Cruz, Candice Nelson and Pepsi’s Artist Spotlight of the MonthGhetto&Blues. The new season also welcomed Boom 102.5/97.5 morning show host Ed Lover as opening night host and one of Atlanta’s premiere deejay’s, DJ E-Clazz to the lineup. The April edition of ATL Live on the Park was sponsored by Gentleman Jack,Pepsi, ChooseATL, Majic 107.5 and Boom 102.9/97.5 and executive produced by Press Reset Entertainment and Pinecone Productions. Opening season acts, Quinn and Juke, Crystal Cruz, Candice Nelson and Ghetto&Blues proved why Atlanta continues to be a breeding ground for up and coming artists. Quin and Jukebox opened the show with a small tribute to the late Phife Dawg of A Tribe Called Quest. Crystal Cruz showcased her strong vocals by performing two original songs, ‘I’m Yours’ and ‘When You Know’. Cruz closed her set with a timeless cover by Etta James, ‘All I Do Is Cry’. Candice Nelson, known for writing for some of the biggest names in R&B including Mary J. Blige, Beyonce, J-Lo and more performed her original song ‘One Man’ and ended her set with a cover byMary J. Blige ‘Take Me As I Am’. Ghetto&Blues, this month’s Pepsi’s Artist Spotlight of the Month, earned their title with last night’s performance. Ghetto&Blues kicked off their set with ‘So Here We Go’, followed by their chart-topping hit ‘Maria Maria’, a song Ghetto&Blues collaborated with Carlos Santana in 1999. Ghetto&Blues concluded their huge performance with an original titled ‘Big Poppa’. R&B singers Demetria McKinney and Keri Hilson were brought to the stage by Ed Lover to sing ‘Happy Birthday’ to all the women who were celebrating their birthday at last night’s event. The impromptu performance mixed with dynamic vocals brought the crowd to their feet DJ E-Clazz and Ed Lover closed the night out with an ‘old school’ set that took the crowd back to Lover’s MTV days. Special guests in attendance included  Keri Hilson, Polow da Don, Sarah–Elizabeth L. Reed, First Lady, City of Atlanta, Christopher Riley of VH1’s Hit the Floor, WSB-TV’s Jovita Moore, Demetria McKinney, Dedra Allen from WEtv’s Cutting It in the ATL, Tameka Foster, Jason Riddick of Hot 107.9, Teresa Caldwell, Hurricane Dave of Radio One, Greg Smith of SESAC, DJ Fadelf, and more. The May edition of ATL Live on the Park is a part of the 31 Days of Jazz for the City of Atlanta and will return Tuesday, May 10, 2016. For more information about ATL Live on the Park, please visit: www.atlliveonthepark.com or follow on Instagram and Twitter @atllive_music. Photos credit: Prince Williams of ATLPics.net

  • Everette Taylor talks Marketing, Millennials and Entrepreneurship

    Marketing and advertising seems to be a growing field for Millennials. Maybe it the creativity it allows to be created or the technology aspect that drives the interest of most. The Quintessential Gentleman spoke with All-Star Marketer Everette Taylor, the Chief Marketing Officer for Skurt. Mr. Taylor talks marketing, Millennials and entrepreneurship. Growing professionally, in a digital advanced world, how has marketing changed from when you were in college till now? It’s becoming more and more technically driven. Marketers now have to have some level of technical abilities, many are learning to code. Also data is more important than ever. Taking marketing classes in college, it was very brand oriented which is important but you have to adapt to what marketing is now. Social Media Influencers are bringing in the money these days. Do you find this type of marketing/advertising effective? I’m luke warm when it comes to influencer marketing. When it’s done right, its great. First of all, it’s important to find influencers that are relevant to your audience. Secondly making sure that their followers aren’t just vanity and they have real engagement and influence. Lastly, not paying influencers up front and setting CPA deals for them to earn what they do and see an actual return on investment for the company. Start up. Start Up. Start Up. That’s all we hear these days. Why do you think it’s a good idea for millennials to work at a startup instead of a company that has been around for a long time? It allows young people the ability to take on a lot of responsibility and have meaningful impact at a company. At a startup, your performance on a day-to-day basis affects the survival of the company. I don’t think there’s any better experience than that. Why do you think employers need to hire millennials? Diversity is extremely important, can’t be biased towards young people who are culturally aware of things the older generation is not and come equipped with new skills that the older generations may not possess. Millennials are passionate and hungry to make a name for themselves, have to take advantage of that. Where did the idea of Skurt originate? Funny you ask, because I’ve seen people on social media try to accuse the company of appropriating black culture because of its popularity in hip-hop ad-libs. The song that made that “skrt” ad-lib popular was the Uber Everywhere song by Madeintyo which was released in 2015. Skurt the company, was formed in 2014.  The name actually comes from the onomatopoeia that tires make when a car is taking off fast. Nowadays, job seekers are choosing jobs instead of settling with whatever job hires them first. How and why did you choose Skurt? I’m an entrepreneur first and foremost, I’ve started 4 companies before coming to Skurt – 3 of which are still around. When choosing to work with any company, it has to feel right. I met the founders early on before the app even launched officially, they struck me as passionate and hungry to change the world. That stuck with me. When the time was right, I decided to join them for two reasons. I loved the product/service, which I genuinely feel is transcendent, world-changing, and will allow people to have affordable access to mobility. Secondly the team, I love the people at the company that I have the opportunity to work with. I couldn’t do what I do without the team around me. There are so many people who claim to be a marketer. What do you think are the best qualifications of a great marketer? Someone who is data-driven and understands the importance of multivariate testing. A person that understands the importance of branding and has high emotional intelligence. Someone that customer success is integral to the marketing experience. And lastly someone who’s a voracious learner, constantly wanting to improve their skill-set and also learn their customers/users better. What advice do you give to an Entrepreneur who has a great product or service but have no idea how to get the word out about it? There’s no such thing as a great product/service until other people say so. As entrepreneurs we think everything we create is “great” and that’s just not the case. Establishing product/market fit is essential and making sure that your product really is “great” before trying to get your product out to the masses. At the end of the day if you have a great product/service, word of mouth will be your biggest engine for growth. To find initial users, figure out your target audience and where they reside in the physical/digital space and go out there and talk to them. There’s no special tricks to the trade. How do you stay up to date on the current industry? Biased but the website/company that I helped start GrowthHackers is a great resource to stay up-to-date on new marketing trends, tactics and technology. Outside of that, I make sure to pay attention to what’s going on in the world, being socially aware and maintaining knowledge of what’s culturally relevant is essential as a marketer. Lastly I’m always trying to expand my skills. I still take online classes to this day. What can we look forward to seeing from Everette Taylor? Continue to expand Skurt into new cities is the main goal, we have a really special product and service. Just want to do my part in continuing to bring that experience to the masses. #Entrepreneur #EveretteTaylor #Marketing #Skurt

  • Happy National Rum Day – Check Out What Rum We’re Drinking

    Happy National Rum Day! #Alcohol #Rum #Spirits #Stolen

  • Cadillac Kicks Off New York Fashion Week With Mens Day Spring Summer 2017 Presentations at Industria

    New York Mens Day (NYMD) kicked off with a bang in the presence of amazing emerging menswear brands at Greenwhich Village’s Industria Superstudio – presented by Cadillac and produced by Agency PR this past Monday, July 11th. 6 brands, both established and emerging, including Maiden Noir, Max’n Chester, David Naman, Kramer & Stroutd, among many others were given their own studio space each, designed to represent individual concepts for its spring/summer 2017 collections over a 2 hour time frame. With representatives like Sabir Peele of Men’s Style Pro, and Jerris Madison of Alleles Design Studio in attendance, the anticipation and pressure was on as intensely exciting energy embraced all 6 rooms. Spectators gasped and awed at the many concepts ranging from beach vibes to deep dark energy as they were taken on a roller coaster ride of emotions while going from room to room in utter enchantment. The energy was undeniably electrifying. Brands CHAPTER and Kramer& Stoutd without a doubt maintained lasting impression of a wide portion of some 100+ guests with their SS17concepts. Both studios maintained a full crowd throughout the 2 hour presentations. Titled Discord, Chapter’s 18 look presentation balanced harsh lines with soft details and prints. Stylists Richie Davis and Chanelle Delgadillo paired its slightly wider leg pant with structured tops-delivering us with an almost 90’s vibe. Creative director Devin Carlson took a minimal approach, yet evoked heavy emotion with deep dark hues, dramatic blue lighting, and my personal favorite touch- live classical music. Easy to see just why Chapter, in studio room 4, maintained the captivating of its spectators. Kramer & Stoudt took an entirely different approach with its very earthy, almost 70’s themed concept for its SS17 collection bringing a very relaxed yet illuminating energy to its presentation in studio 1. Every model wore flip flops to complete their looks, which included hot pink afros, bohemian style braids, pajama style stripes, and straw hats. Whether the debate was tacky vs refreshing, the name Kramer & Stoutd continued to be the talk of the afternoon, keeping studio 1 packed from mixes of awe, general curiosity, and in some cases, anguish. Additional brands such as Private Policy, David Hart NYC, Plac USA, Robert James and the very highly anticipated Uri Minkoff will also be guest participants at the Industria Superstudio location, which never fails to provide competitive space for creatives all year round! #AgencyPR #Cadillac #IndustriaSuperstudio #NYFWM

  • Grooms Holiday Gift Guide

    So you’ve crossed off the major to-do’s. You got the ring, popped the question and she said yes! You narrowed down your list and you’ve chosen the men that will stand up at the altar with you and hold you down as you enter the next stage of your life. But you’re not quite done yet- you’ve got a little more work to do, my friend. Gifting your groomsmen for participating in your special day is not a requirement but definitely a great way to thank them for being a part of the journey. Not sure what to get or where to start? The Quintessential Gentleman has you covered! Style If you want to make sure that you and your groomsmen look like your stepping out of a magazine then GROOMS: A Professional Stylist’s Guide to Wedding Day Apparel for Every Budget is a must! It’s like having a personal stylist whenever you need it- for all the special events leading up to the big day and after. Budget is king in every aspect of wedding planning. When you consider the expenses that your groomsmen will have for your wedding, you’ll want to think of ways to help them stay on budget but still look like they broke the bank! GROOMS is a great resource to help define your look, select and execute it while saving a little money. As a wedding planner I know that it’s sometimes difficult to avoid the “security guard look” for groomsmen because – let’s face it – they’re all wearing the same tux. We’ve found the perfect solution for this problem. Square Boss pocket squares allow each guy to show off his style and personality while keeping them looking dapper. No need for boutineers (the flowers you’ve probably been forced to wear in the past on your lapel) a pocket square is the hottest trend for the modern groom and his g-men. C+C Lifestyles by Design unisex watches are a luxurious option to gift to the entire bridal party and make sure they’re all on time on your wedding day! These elegant timepieces will complete the look on the wedding day but also become a keepsake reminiscent of the good times shared together. Grooming Picture-perfect smiles are a must-have! Hook your g-men up with pearly white smiles with GLO POP 3 Day Teeth Whitening Treatment. This system is known for its amazing results and unlike other whitening treatments; it produces little to no tooth sensitivity. This is a quick and easy gift pick-up perfect for the last-minute-shopping-groom. TAUN Small Batch Skincare Repair Formula is a one of my favorite gift ideas. Skincare is so important for men and many don’t know where to start or which product to get. TAUN offers an amazing blend of natural ingredients that will help keep you and your g-men looking youthful. This is one their ladies will thank you for. Personalized Doc Artisan docking stations are one-of-a-kind and super-functional gift options. With different styles to choose from, you’re most style conscious to outdoorsy friends will thank you. Let us know if this list helped you or if you have other suggestions we should know about! For event and wedding inquiries contact Michelle Perez Events. #Grooms #Groomsmen #HolidayGiftGuide #Wedding

  • Justice League Trailer but no Superman

    Comic-Con 2016 has come to an end but not without dropping off some treats! During Comic-Con weekend DC and Warner Bros. released the trailer for the Justice League! The Justice League is a league of extraordinary heroes that include Batman, Superman, Wonder Woman, Green Lantern, Martian Manhunter, Aquaman and Flash. We knew this movie was coming especially with the appearances of Wonder Woman and Aquaman in the this years Batman V. Superman movie. It is still unclear if all of these characters will make it in the film especially since Superman isn’t featured in the trailer. It will definitely be exciting to see Ben Affleck play Batman again. This movie will be sure to have some surprises that will keep comic book fans on their toes. Justice League will come to theaters November 17, 2017. Check out the first trailer below. #JusticeLeague #MovieTrailer

  • Versace 2016 Milan Men’s Fashion Week

    Versace hosted its Men’s Fashion Show for Milan’s 2016 Fashion Week. The Show premiered their newest Fashions and mens accessories. One of my favorite accessories is the bold and futuristic bags. With Donatella Versace walking the runway to  end the show, we know Versace had another great Fashion Show. Photos by GettyImages #Fashion #QuintessentialMan #QuintessentialGentlemen #Gentlemen #Versace #FashionShow

  • Oakland Raiders file trademark for ‘Las Vegas Raiders’

    The Oakland Raiders could be moving to Las Vegas, sooner rather than later. According to ESPN’s Darren Rovell, the Raiders, filed for three trademarks to the phrase “Las Vegas Raiders” that seek to give the team the exclusive right to use the name on team equipment and merchandise. Raiders owner Mark Davis during practice. ©ESPN 2014 In recent years, the Raiders have explored moving to several cities, including Los Angeles, Las Vegas and San Antonio. It’s important to note the Raiders one-year lease with the Oakland-Alameda County Coliseum ends after the completion of the 2016 season. The Raiders have played at the 56,000 seat coliseum since moving back to Oakland in 1995. Per Forbes.com, on Tuesday U.S. Senator Harry Reid expressed his support for the creation of the Las Vegas domed stadium that would host the Raiders. Raiders owner Mark Davis has pledged to give $500 million towards building a new stadium in Las Vegas.The stadium would cost and estimated $2 billion. #Football #Nevada #Raiders #OaklandRaiders #NHL #LasVegas #trademark #NFL #BayArea #SinCity #Oakland

  • QG Model Of The Week: Rejean “Flash” Rodriguez

    This weeks QG Model is not just a man, he’s a Gentleman. Check out why he is our Quintessential Gentleman Model of the Week! Name: Rejean “Flash” Rodriguez Hometown: Queens, New York by way of Norfolk, Virginia Occupation: CEO of Keep Calm Massage Yoga & Fitness (personal trainer, karate fitness instructor, personal trainer, yoga fitness teacher) Career Goals: I would like to open up and start my company officially in Atlanta, Georgia and from there branch out into other states making KCMYF a franchise.!! Hobbies: I like to draw. I used to be a singer. I am starting to be an avid reader for self growth and I love helping kids. Favorite Vacation Destination(s): I love going back to VA Beach. California was great, but I would love to visit my home either Dominica or Puerto Rico. Why you want to be a QG Model of the Week: I would like to be a QG model of the week because i think i have what it calls for. Being a gentleman is what i do, who i am and will forever be. I will continue to be such even if i wasn’t model of the week for QG. I am a firm believer in you are who you are when no one’s around. Instagram: @kingflashhh & @keep.calm.massage.yf31 Are you our next QG Model of the week? Click here #QGModel #QGModeloftheWeek #RejeanRodriguez

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